*Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees.
For example: a new purchase recreational use RV loan in the amount of $65,399 (which includes a $399 processing fee) with a 5-year loan term at a fixed interest rate of 3.49% would have an APR of 3.74% and 60 monthly payments of $1,189.46. This is only one example, and the APR and processing fee may differ for your specific transaction. Loans with longer terms may have higher rates.
APR applied to the loan is the APR in effect on the date the application is received and is valid for 60 days.
Individual rate may vary based on loan amount, loan term, vehicle use, model, year, and type of RV.
RV must be 2010 model year or newer; for RV model year 2010 to 2011, add 0.25% to listed rates. For truck camper, folding camping trailers, and horse trailers with living quarters (listed in the NADA guides), add 1.00% to the listed rates. Reduce 0.25% from listed rates for 100% electric motor RVs. Each rate adjustment applies independently; multiple rate adjustments may apply for a single request.
Minimum loan amount for pleasure/recreational use is $10,000. Minimum loan amount for primary resident (full-timer) use is $25,000.
Maximum loan term is based on loan amount. Maximum loan amount is calculated using an advance percentage determined by credit score.
700 minimum credit score required. Credit score may vary depending on credit reporting agency.
Rates are subject to consumer loan program requirements and credit approval. Certain fees, closing costs, and restrictions may apply.
Rates and terms may vary with market conditions and are subject to change without notice.